Get your paperwork right, from day one.
Free templates, plain-English guides, a glossary of the words in contracts, and answers to the questions people ask us most.
Your first 30 days
The checklist for a new business: EIN, bank account, licenses, first contracts.
Open the checklistTemplates
42 free templates, from invoices and estimates to offer letters and leases.
Browse templatesGuides
How to read a contract, NDAs, service agreements, leases and more.
Read the guidesGlossary
Contract words in plain English, and why each one matters before you sign.
Look up a wordHelp
Common questions and step-by-step help for every part of XOsign.
Get help
Real guides to the agreements you sign
Long-form, plain-language explainers — how contracts work, what the risky clauses do, and how to keep your paperwork clean.
How to read a contract
A practical method for reading any agreement — what to check first, which clauses shift risk, and the red flags worth slowing down for.
Read the guideOffer letter vs. employment agreement
They look similar and do very different jobs — what each document commits you to, and what to read before accepting either one.
Read the guideNDA basics
What a non-disclosure agreement actually protects, the standard exclusions, and the overreaching terms worth negotiating before you sign.
Read the guideService agreements
The contract behind most work small businesses sell — what a service agreement has to cover, and the four clauses that cause the arguments.
Read the guideContractor agreements
Engaging a 1099 contractor without accidentally creating an employee — what the agreement must say, and what actually decides the question.
Read the guideMaster service agreements
One negotiation, many projects — what an MSA covers, what belongs in the work orders beneath it, and the clauses worth arguing over once.
Read the guideStatements of work
Deliverables, acceptance and change control written precisely enough that nobody has to argue about what was included.
Read the guideCommercial leases
The longest financial commitment most small businesses make — rent structure, term, repairs, and the costs that arrive after move-in.
Read the guideEngagement letters
The short document professional firms use to define a piece of work — what it must say, and where the misunderstandings come from.
Read the guide
These guides and definitions are general explanations, not legal advice. XOsign provides AI-assisted document tools and does not provide legal advice — consider consulting a qualified attorney for guidance on your specific situation.
Legal terms in plain language
48 terms — from indemnification and arbitration to auto-renewal and governing law — each with what it means, why it matters before you sign, and a realistic example.
Indemnification
A promise to cover another party's losses or legal claims.
Read moreConfidentiality (NDA)
A duty to keep shared information secret and use it only as agreed.
Read moreForce Majeure
Extraordinary events beyond anyone's control excuse performance.
Read moreArbitration
A private decision-maker resolves the dispute instead of a court.
Read moreLiquidated Damages
A pre-agreed dollar amount owed for a specific breach.
Read moreGoverning Law
Which state's law is used to interpret the contract.
Read moreAuto-Renewal (Evergreen Clause)
The contract renews itself unless you cancel within a set window.
Read morePayment Terms (Net 30)
When payment is due — net 30 means 30 days from the invoice.
Read more
Bring intelligence to every agreement.
Upload a contract and see the difference in under a minute — understand it, refine it, and sign it in one intelligent platform.